. , , ,

,,,

1

( ) 5 5:2:4. , : $150,000; $249,000; $700,000. :

Ø  12% ,

Ø  5% .

Ø  .

:

Ø  :

$700,000 * 0, 12 = $84,000.

Ø  :

($249,000 + $700,000) * 0,05 = $949.000 * 0,05 = $47,450.

Ø  :

$700,000 * 1/3 = $233,333.

, , :

$150,000 + $249,000 + $700,000 + $84,000 + $47,450 + $233,333 = $1463, 783.

5:2:4, : , . , :

I : 5/5, : $150,000.

II : 2/5, , :

$249,000 + $47,450 = $296,450

$296,450 * 2/5 = $118,580.

III : 4/5 , :

$700,000 + $84,000 + $233, 33 = $1017.333.

$1017, 000 * 4/5 = $813,866.

IV : , :

$296,450 $118,580 = $177,870.

V : , :

$1017, 333 $813,866 = $203,467.

: $1463,783.

1 150,000
2 118,580
3 813,866
4 177,870
5 203,467

 


2

$1400,000 3 . , 12%?

, :

PV

: PV ;

FV ;

k ;

r ;

: FV= $1400, 000; r = 3; k = 12% K, 0,712. , :

: $996,800.

 


3

$1805,000 , $906,000 . , , .

, k = 2.

 

: 29,1%.

 

4

:

1 2
1 $3,000 $6,000
2 $13,000 $4,000
3 $14,000 $14,000
4 $6,000 $12,000

. 18 . .

, , :

PV

PV k 18% FV
1 2 1 2
1 $3,000 $6,000 0,847 2,541 5,082
2 $13,000 $4,000 0,718 9,334 2,872
3 $14,000 $14,000 0,609 8,526 8,526
4 $6,000 $12,000 0,516 3,096 6,192
$36,000 $36,000 23,497 22,672

 

: ; , 1, , , 2.


5

: $120,000 $79,000 . 8 , $107,000. 30%, 50%, 70%, 90% . 16 . , .

$107,000

1 : 107,000 * 30% = 32,100 79,000= 46,90

2 : 107,000 * 50% = 53,500

3 : 107,000 * 70% = 74,900

4 : 107,000 * 90% = 96,300

k-16%
0 -120,000 1 -120,000 -120,000
1 -46,900 0,862 -40,428 -160,428
2 53,500 0,743 39,751 -120,677
3 74,900 0,641 48,011 -72,666
4 96,300 0,552 53,158 -19,508
5 107,000 0,476 50,932 31,424
6 107,000 0,410 43,870 75,294
7 107,000 0,354 37,878 113,172
8 107,000 0,305 32,635 145,807

 

: 8 .

1 ( ) 5 5:2:4. ,

 

 

 

! , , , .
. , :